Disability premiums are based on your age, sex, occupation and the amount of potential lost income you are trying to protect. In gen...
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What You Need To Know About Buying Disability Insurance
Talk to the agent who sells you your life, health, auto or business insurance—he or she may either sell disability...
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What are the types of disability insurance?
There are two types of disability policies: Short-Term Disability (STD) and Long-Term Disability (LTD): Short-Term Disabi...
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How to insure against loss of income
If you were disabled and unable to work as a result of an accident or illness, what would you and your family do for in...
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Receiving Annuity Payments
An important decision in purchasing an annuity is deciding how you want to be paid. You can select annuity payouts for a ...
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Where to get additional information on annuities?
For more annuity information, contact your life insurance agent or financial planner. You may also want to contact the foll...
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How often should I review my annuity portfolio?
You should review your annuity portfolio as often as you would your other investments. Depending on the type of annuity, yo...
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What is the difference between a fixed and variable annuity?
Fixed annuities pay a “fixed” rate of return. When you receive payments, the monthly payout is a set amount and is...
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What are deferred and immediate annuities?
Deferred Annuity This type of annuity is good for long-term retirement planning for the following reasons: Payments on ...
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